Cheap Car Insurance Quote UK
Cheap Car Insurance Quote UK: Insurance Advice
The best piece of advice that can be given about insurance (and you have heard it many times before) is shop around. If you get ten cheap car insurance policy quotes the chances are that the most expensive will cost twice what the cheapest costs! The extra effort is worth it. Think how many hours you would need to work to earn that amount, so spending 2 hours getting 15-20 insurance quotes can be time well spent.
If you are with a motor insurance company, you like and trust and you receive a lower quote from another car insurance company. Why not contact your current provider at renewal time and ask them to match the offer. You will find that quite often they are prepared to do so. Remember, not all policies are created equal.
Check the small print to see what extras might be bundled in the policy that be useful to you for windscreen insurance, courtesy car in the event of an accident, full European cover, protected no claims bonus etc. One home insurance provider is currently providing free family annual travel insurance for instance.
Any motor insurance company no matter how reputable will probably not pay out in the event of you providing misleading information. Again, for cars, those alloy wheels you put on must be declared. If you are a student, you cannot claim you are living at your parents address even if you live there two days out of seven. Or if you claim you have a full no claims bonus but have not, then you could be in trouble if you have an accident.
Give yourself at least a week to look for cheap insurance. Many companies will contact you with a renewal premium very close to your policy expiry date. This often means people will take the easy route and renew their insurance with their current motor insurance company. With a week's leeway, you can get quotes from a range of providers and you will get the right insurance quote for you.
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